Another key factor is providing coverage for the Assureds legal liability to the outside world and insuring against damage that the yacht or her crew may cause to third parties and their property. Risks covered include (but are not limited to):
- Damage caused to other yachts
- Crew negligence
- Liability arising out of the use of tenders and the yacht’s water craft
- Water sports liabilities – injuries to guests, damage to docks and harbours
- Pollution liability
- The Assureds legal liability to employed crew including MLC requirements