Property

LONMAR specialises in offering innovative solutions for worldwide property accounts where capacity or exposure exceeds that available within the domestic market. With access to the London, European and Bermudan markets, we are able to deliver creative solutions for an extensive portfolio of risks.

We have solutions for property-based risks that fall outside of many underwriters’ appetites. From the unusual to the distressed, we access markets that will provide cover for your more complex risks.

We place cover for: 

• Material damage and business interruption
• Property owners
• Commercial combined
• Standalone terrorism

Areas of Speclialism:

• Unoccupied properties
• Multi-tenure
• Property owners
• Non-standard construction
• Leisure and entertainment
• Waste and recycling
• Food preparation and processing
• Pharmaceutical and chemical
• Warehousing and industrial

Market Access

We access a number of traditional London property markets along with Lloyds of London, plus specialist markets for package business and exclusive markets for larger property risks.

In addition, we can wholesale into all of the large composite insurers.

• Premium levels start at £10,000, although our expertise lies with larger, more complex placements, where we are able to offer access to exclusive arrangements.
• Commission is typically split on a 50/50 basis, or we can work for a placing fee and pass on full commission.